Hey, I'm Josh!
In 2007, I was faced with an impossible decision. Work a second job taking further away from my wife and kids... or go bankrupt.
My wife had been gracious, but I'm not 100% sure our relationship could stand me working another 25 hours a week.
I felt like I was about to lose everything I really cared about.
Like many in their early 30's, I was still paying off student loans, car loans, and a mortgage. I also had wracked up quite a bit of credit card debt trying to keep my head above water.
Then, interest rates started to climb. I was toast.
Today, in hind-sight... I can appreciate how this season of desperation drove me to innovation. I wasn't willing to accept that either/or decision.
For me, I found success in a side-hustle which gave me jus enough cash to make some wise trades in the stock market. Within a few months, my entire financial situation changed!
I'm grateful to the mentors who helped guide me every step of the way.